Can't login using Windows Pin?

Thanks in advance for your help.
I've got: WinSCP Ver֫6.1.2 Build 13797 2023-09-19, #1 Windows 11 Home 22H2 Build 22621.2506 and
#2 Windows 10 Pro 19045 Build 19045

I’ve used WinSCP from my #1 Win 11 to a Linux Mint machine and it worked great and was easy. But I switched things up and went back to the dark side (#2 Win10) and can’t login to it from the Win11 machine using WinSCP. I've got OpenSSH server running on the Win10. The problem I believe is that I am using a Windows Pin to login instead of a password? When I try and login the last line reads "Authenticating with pre-entered password. Access denied." I'm use the Pin as I don't have a password. I haven’t found much on the web about WinSCP and Windows Pin. Is there an easy way to keep using my Pin login and also use WinSCP?
Thanks,
Mark

This is not really WinSCP question, but rather Windows SSH question.
Afaik, even if you use a PIN to login to Windows, your Windows/Microsoft account still has a password. You need to use the password with SSH, not the PIN.