password problem

I have setup 3 sessions to connect SFTP to a server, each with different user ID. They go to different folders. 2 work fine, the latest one will not connect.. it always gets cannot access denied.. I have copied everything exact and the same as the other sessions except user name and password. Had other user setup and try no problem they connect.. what could be going on?

. 2010-08-19 12:29:59.911 Prompt (6, SSH password, , &Password: )
. 2010-08-19 12:35:08.682 Sent password
! 2010-08-19 12:35:08.745 Access denied
. 2010-08-19 12:35:08.745 Access denied
. 2010-08-19 12:35:08.745 Prompt (6, SSH password, , &Password: )
. 2010-08-19 12:35:14.532 Disconnected: Unable to authenticate
* 2010-08-19 12:35:14.532 (ESshFatal) Connection has been unexpectedly closed. Server sent command exit status 0.

This is a little better log file information............

WinSCP Version 4.2.8 (Build 818) (OS 6.1.7600)
Login time: Thursday, August 19, 2010 12:29:58 PM
--------------------------------------------------------------------------
Session name: SessionName
Host name: xxxx.xx.xxx.149 (Port: 22)
User name: user@server (Password: Yes, Key file: No)
Tunnel: No
Transfer Protocol: SFTP (SCP)
Ping type: -, Ping interval: 30 sec; Timeout: 15 sec
Proxy: none
SSH protocol version: 2; Compression: No
Bypass authentication: No
Try agent: Yes; Agent forwarding: No; TIS/CryptoCard: No; KI: Yes; GSSAPI: No
Ciphers: aes,blowfish,3des,WARN,arcfour,des; Ssh2DES: No
SSH Bugs: -,-,-,-,-,-,-,-,-
SFTP Bugs: -,-
Return code variable: Autodetect; Lookup user groups: Yes
Shell: default
EOL: 0, UTF: 2
Clear aliases: Yes, Unset nat.vars: Yes, Resolve symlinks: Yes
LS: ls -la, Ign LS warn: Yes, Scp1 Comp: No
Local directory: default, Remote directory: home, Update: No, Cache: Yes
Cache directory changes: Yes, Permanent: Yes
DST mode: 1
--------------------------------------------------------------------------
928 Looking up host "xxx.xxx.xxx.149"
928 Connecting to xxx.xxx.xxx.149 port 22
022 Server version: SSH-2.0-WS_FTP-SSH_7.0
022 We believe remote version has SSH-2 ignore bug
022 Using SSH protocol version 2
022 We claim version: SSH-2.0-WinSCP_release_4.2.8
068 Using Diffie-Hellman with standard group "group14"
068 Doing Diffie-Hellman key exchange with hash SHA-1
724 Host key fingerprint is:
724 ssh-rsa 1024 ca:94:03:d9:3a:39:e5:eb:76:c7:d4:41:77:09:21:7b
724 Initialised AES-256 CBC client->server encryption
724 Initialised HMAC-SHA1 client->server MAC algorithm
755 Initialised AES-256 CBC server->client encryption
755 Initialised HMAC-SHA1 server->client MAC algorithm
! 2010-08-19 12:29:59.786 Using username "VictimImpact@reporter".
864 Prompt (6, SSH password, , &Password: )
864 Using stored password.
864 Sent password
! 2010-08-19 12:29:59.911 Access denied
911 Access denied
911 Prompt (6, SSH password, , &Password: )
12:35:08.682 Sent password
! 2010-08-19 12:35:08.745 Access denied
12:35:08.745 Access denied
12:35:08.745 Prompt (6, SSH password, , &Password: )
12:35:14.532 Disconnected: Unable to authenticate
(ESshFatal) Connection has been unexpectedly closed. Server sent command exit status 0.

Is there anything special about the third password? Are you able to connect with another SSH client?

Yes.. I call IPswitch ... thought it was the server.. but he connected using same user ID and P/W. it's a 20 character password, I can connect using Winscp, same version from my desk.. going out to the internet and back in... I even had her delete the session and create it new.. still won't connect.. others are ... totally confused with this one.. This would be her 3rd session if that matters..

I'm sorry, I have no idea.